Stuck with payments
- Thread starter Damian P
- Start date
de pingah! sorry to hear dude
E's Factory S13
Driver
Damn it fucking sucks is ur insurance full cover or pip?
full cover
driving on the turnpike right after the toll close to okie i was passing someone at about 70 and the person in the lane i was going to change to was going like 30 so i braked and turned but i turned or pressed to brake too hard and "drifted" and i couldn't get it to turn back so i hit the wall ... then i hit some van but it was $700 to the van and $10,000 damage to mine i think ima fight that shit cuz its bull shit it was defensive driving on my part i shouldent be to blame.. fuckin old people that go 40 in the turnpike at 7 in the morning.. i didnt go to no clinic or anything no ambulance...i dont care if they pay the car off i just dont wanna pay no more.. people that do insurance fraud get away with that shit all the time but when someone crashes they dont do shit...
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werd yo. thats bullshit. and i hate people who drive that low under the speed limit.
What insurance do you have? Did tey send you a DENIAL LETTER? Did they give you a reason for the denial?
EVERYBODY NEEDS TO GET THE FULL COVERAGE BS OUT OF THEIR HEADS! NO SUCH COVERAGE. Do you have COLLISION Coverage? If so they owe you up to the Actual Cash Value(the market selling price) - You deductible. If they are denying you due to FRAUD they have the burden of proven it.
You need to not be passive about this. You need to speak to your adjuster or their supervisor and get their reason for denial. They MUST send you a letter of denial. If they do deny the claim I would talk to a lawyer.
Let us know what insurance you have. I really hope it isn't United or an equivalent Bobo Insurance.
EVERYBODY NEEDS TO GET THE FULL COVERAGE BS OUT OF THEIR HEADS! NO SUCH COVERAGE. Do you have COLLISION Coverage? If so they owe you up to the Actual Cash Value(the market selling price) - You deductible. If they are denying you due to FRAUD they have the burden of proven it.
You need to not be passive about this. You need to speak to your adjuster or their supervisor and get their reason for denial. They MUST send you a letter of denial. If they do deny the claim I would talk to a lawyer.
Let us know what insurance you have. I really hope it isn't United or an equivalent Bobo Insurance.
^yup
Either this is some bs insurance or something's not being said.
But passing people on the highway over the speed limit is not defensive driving so i wouldn't try using that as your excuse. the accident was your fault. Either way, if you have collision coverage (which i believe is mandatory in FL w/ a financed vehicle), they should cover the vale sans the deductible.
Either this is some bs insurance or something's not being said.
But passing people on the highway over the speed limit is not defensive driving so i wouldn't try using that as your excuse. the accident was your fault. Either way, if you have collision coverage (which i believe is mandatory in FL w/ a financed vehicle), they should cover the vale sans the deductible.
well the car is under my step moms name i at the moment of the crash had a suspended license but got it like 3 days later not sure what insurance company it was i think gico...i didn't get a ticket for speeding but i believe that was the speed limit there ... not sure... the guy i hit also has a suspended license ... just trying to get all that stuff out there maybe i could get some help if not oh well income tax is still going to a 240...no witnesses besides the dude i hit...didn't go on the ambulance gotta go to court tomorrow for the dwls ticket and also the careless driving..which is the reason why i want to fight it but dono if i should...ill let u know what the letter said as soon as i get home
Charlie a.k.a. Chuck
Driver
u had a suspended license before the accident??? wow.....dude u were tripping hard.........and zak knows his shit about anything dealing with insurance....
heres the letter i got
from suntrust
we have received notification that the collateral securing the above referenced account is a total loss. we are in receipt of a check and a request from ocean harbor for a guarantee of title regarding their claim number ******, in the amount of$2,889.00.
once this check is applied to your loan, there will be a remaining balance due from you. our records indicate that you may also have purchased a GAP waiver when you bought the vehicle securing your loan. that GAP waiver may or may not provide coverage for the remaining balance. to determine GAP coverage under the waiver, refer to your GAP waiver addendum. please be advised that your GAP waiver may have time restrictions regarding the filling of a claim. please review those immediately.
if you have a GAP waiver addendum and intend to file a claim, that coverage requires that you continue to make y our regular payments until a decision is made regarding coverage. you should to make regular payments of $268.84, due monthly on or before the due date, until either coverage is approved or the loan is paid full
alternatively, you may make arrangements to pay the loan in full pending determination of coverage. if you choose this option, the payoff as of the date of this letter is$5,002.98 and interest will accrue each day after the date of this letter in the amount of $1.02, which should be added to the payoff amount. until either your GAP claim is approved or the balance owing on your loan is satisfied, we are unable to provide the guarantee of tittle requested by your insurance company.
..
from suntrust
we have received notification that the collateral securing the above referenced account is a total loss. we are in receipt of a check and a request from ocean harbor for a guarantee of title regarding their claim number ******, in the amount of$2,889.00.
once this check is applied to your loan, there will be a remaining balance due from you. our records indicate that you may also have purchased a GAP waiver when you bought the vehicle securing your loan. that GAP waiver may or may not provide coverage for the remaining balance. to determine GAP coverage under the waiver, refer to your GAP waiver addendum. please be advised that your GAP waiver may have time restrictions regarding the filling of a claim. please review those immediately.
if you have a GAP waiver addendum and intend to file a claim, that coverage requires that you continue to make y our regular payments until a decision is made regarding coverage. you should to make regular payments of $268.84, due monthly on or before the due date, until either coverage is approved or the loan is paid full
alternatively, you may make arrangements to pay the loan in full pending determination of coverage. if you choose this option, the payoff as of the date of this letter is$5,002.98 and interest will accrue each day after the date of this letter in the amount of $1.02, which should be added to the payoff amount. until either your GAP claim is approved or the balance owing on your loan is satisfied, we are unable to provide the guarantee of tittle requested by your insurance company.
..
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fuck that.......im sorry but i wud not pay for a totalled car...i cud give 2 shits if its a legality or if its to save my credit...i refuse to pay for something i dont use
Devil Man
Spectator
its not the banks fault that the car is wrecked and that the insurance wont pay for it cause he didnt have the proper coverage on it. why should they get fucked for leading him money?
^^ well wen u say it that way it makes the idea more reasonable....that letter he got pissed me off and its not even my car......